Buying a home is a big step. Not only do you have to worry about location, home inspections and your budget, you also have to think about how you’re going to purchase that new property. For more than a decade, Fairway Mortgage has been home to the experts who are helping families move to Temple, TX – one loan at a time.
We’re also experienced at refinancing your current home
Not only can we help you secure a mortgage loan for your new space in Temple, TX, Fairway Mortgage also has the knowledge to help you refinance your current property. Providing the same level of customer care with a refinance that we do with a new mortgage loan, we’ll go over all of your options so you can make an informed decision about your home.
Instead of trying to decipher the information pertaining to each home loan or working with an inferior mortgage loan company that’s only interested in the bottom line, rely on Fairway Mortgage in Temple, TX.
We do everything we can to close on time.
Because Fairway Mortgage understands the real estate market and the loan industry, we know interest rates are always changing. That’s why our staff of 27 works hard to ensure your loan is closed quickly, allowing you to move into your home on time.
At Fairway Independent Mortgage, we have several loan programs that will allow a buyer to purchase a home with no money down or 100% financing.
USDA or RD Loans
Guaranteed by the US Department of Agriculture this loan allows loan amounts up to 102% of the appraised value.
FHA Loans with Down Payment Assistance
this loan is insured by HUD and allows the borrower to finance 96.5% of the sales price of appraised value whichever is less. We have grant programs available for home buyers who qualify to help with the down payment.
Gauranteed by the Department of Veterans Administration, this loan allows loan amounts up to 100% of appraised value or sales price whichever is less.
• 30-year fixed rate mortgage
• 15-year fixed rate mortgage
• Adjustable rate mortgage
• Hybrid ARM
• 2/1 buy down mortgage
• Annual ARM
• Monthly ARM
When you rely on Fairway Mortgage in Temple, TX, you’ll know immediately you’re working with the best. We work hard to provide unmatched customer care, which includes keeping you fully informed throughout the home purchasing process.
Fairway Mortgage will take into account your finances and lay out all of your options so you can make the most informed mortgage decision.
Purchasing your first home can be a scary and inundating process. At Fairway Independent Mortgage Corporation we work hand in hand with first time home buyers to help them not only get through the mortgage process but to give them the best deals on rates and down payments possible. Think you may be eligible for a loan? Call us today and we will get the process started immediately.